Simulasi Kartu Kredit - Pembayaran Minimum
Kalkulator kartu kredit bila membayar minimum dari nilai tagihan.
Pembayaran minimum adalah fasilitas bank penyedia kartu kredit, agar nasabah tidak terkena denda keterlambatan. Nasabah biasanya hanya perlu membayar minimum 10% dari total tagihan sebelum tanggal jatuh tempo.
Untungnya menurut peraturan terbaru, penyedia layanan kartu kredit tidak boleh menghitung bunga ber bunga. Jadi bunga hanya dihitung dari sisa pokok saja.
Namun perlu diwaspadai kalau anda keseringan bertransaksi, dan hanya membayar minimum saja. Hal ini sangat tidak bijak, karena tagihan anda semakin lama semakin membengkak.
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SimulasiKredit.com is a simulation loan estimation tool. You can simulate your monthly loan payments. This tool supports your car or motorbike loan and your house loan.
You can estimate how many period you should pay monthly or yearly. You will know total interest paid and total paid, just input your mortgage amount, interest rate, term and loan start date.
This simulations predict how given payments and interest rate will affect the balance over time. Please note that this simulation is just a simulation. This simulation is intended as a free community service to teach personal finance and the dynamics of compound interest.